When i was working on the financing the underwriters at the bank, a large one, i use on my primary residence  said they couldn't finance the property because it didn't have a thermostatically controlled heat source in every room...I worked with a local bank and got into a 3 year ARM.The cabin is 600sq feet and has a living area, kitchen, bathroom and bedroom.  

My real name is Steve and I am a database programmer by trade.

It reads like it will only be applied to licensed agents and that the programme may be self-policed.I've be trying to dig up more information this evening, but have yet to find the actual text of the new regulations.

Hard living was the term used by our insurance company; entire house carpet had to be replaced (see image and imagine 1700 sq feet of that), walls & doors were used as children's personal canvas which resulted in repainting & staining of entire house, closet doors were off &/or damaged, siding was hanging off of the outside of the house in several places, thermostat removed, gas meter removed due to illegal gas consumption, drawer/door hardware missing or damaged, damage to garage doors, etc.

Tag @Mindy Jensen (I'm on my cell so I can't actually tag her) so she's sees this and she can tell the programmers.

I have no idea.He also wanted to throw in a new thermostat "at cost and no labor" for $40.

Others indicate that any residential property 1 - 4 units is eligible for a 3.5% down payment.It's quite possible, individual lenders have their own policies which further restrict what they will lend as an FHA loan.As an outsider, my familiarity with FHA loans is limited to confirming I'm not eligible and comparing them to the CMHC lending programme in Canada.

Most of the requests are minor (sink is plugged, thermostat isn't working), there are just a lot more than I planned on.Maybe 14% is the right number.  

Data nerds and programmers: what are your favorite API and open data sources for finding and analyzing REI deals and trends?

They started this practice as a way to target the forgotten space between residential and where the commercial folks like to start ($1-2 million).As Chad pointed out, you need to take residence to qualify for a high-ratio mortgage (10% or 5% downpayment) and those programmes are only available for residential mortgages.