Whether you prefer a market close to 80k or 170k sounds like a matter of a preference between cash flow and appreciation/equity.

My budget is $550,000 and I would prefer the HOA to be less than $400.

Also do you have any preference between the two cities I mentioned and why?

I'm interested in knowing what the 1) Townhome (TH) rental market AND 2) room rentals are like in Hyattsville, MD (20781) and College Park (20782), specifically: For TH and Individual rooms rentals:- The demographics of those who rent (e.g. students, starter families, commuters, etc.) and behaviors/preference.- Going rate for TH and individual rooms- Demand and saturation levels (how long does it take to rent), length of stay, etc.- Other market trends about the areas TH and individual room rentability - Frequency of renting versus selling in the areaI look forward to the insights you all share!

Tools like SWOT analysis and competitive benchmarking provide insights into the competitive landscape.Demographic StudiesAnalyze demographic data to understand consumer behavior and preferences.

So I prefer to just have them use mine from the start.

Preferably interest only and above 80% LTV. 

This can cause issues with the dissolution of the LLC and distribution of net assets as that tax has to be accounted for but not attributed to all members.For a lot of years now the prefered way has been to either buy out the members and have the LLC do the exchange. 

I have 200k + in equity in my primary but she doesn’t want to touch that either (I’d prefer not to as well).

I preferred using Schedule C because of it but I understand why some people prefer using Schedule E from you guys' explanation.Self-employment tax is nothing compared to the deduction I can get for my case haha.