For example, potted plants need to have sturdy drip containers.HOUSE RULES: To protect your comfort, safety, and enjoyment, and that of your neighbors, Owner has adopted the following rules concerning your conduct while a Tenant of the Premises.

What are some other things I could offer to sweeten the pot in this market?

There are specific matters that must be addressed in your partnership agreement, especially if the need arises for one party to depart, voluntarily or otherwise.  

There are more hands in the pot and you want to make sure the management company and construction company are very strong.  

I employed a Professional Property manager that really knows what to do and the inherited tenants voluntarily decided to leave the duplex (in bad shape).

We are in Miami and as everyone knows the market is overly saturated with competition and I have suggested moving to other places whether Central Florida or Indiana where she has family but her concern is that since we are an interracial couple (I’m hispanic and she’s black and our mixed kids) that she wants to stay in a melting pot and close to family.

Here are some things to consider below.Kitchen pantriesSoft closing cabinets Dovetail joints - Adds a nicer finish to the cabinetryThe latest trend in cabinet colors and paints - you can use Pinterest for thisFloating Shelves - reduce cost and adds aesthetic to the feel (base shelves are more expensive than uppers)Functionality is key - Storage for plates, pots, and pans 12x24 tile flooring offers the best bang for the buck Splurge on the backsplash because it is very inexpensive to do adds appealDepending on the dimensions of the room, you may consider a smaller upper cabinet

Do we land at a 50/50 ownership split, or is one party in need of more or less of the pot?

I would think that by buying into the HOA you are voluntarily subjecting yourself to their rules, current and future.

Or go find a pot full of money and execute  a business plan.