I have a few commercial loans that don't report to my personal credit. 

I personally stay away from turnkey companies.

Quote from @Benjamin Weinhart: I personally think that a lot more happens on the tariff side of things than actual income tax law.

Given the nature of small towns, we have personal relationships with multiple members of the board which we believe positions us well for success but of course there is still uncertainty.

Quote from @Mark Thiel: So I’m a total newbie when it comes to real estate investing outside of owning a few personal use homes.

For traditional loans that rely on personal income and DTI (Conv, govt), there is no requirement that the properties be profitable.

My goal is to add verbiage within the lease that will decrease any tiffs between tenants for the common spaces and how to set expectations and promote group effort with cleaning the common areas/shoveling snow/personal dishes/shared fridge/laundry/having guests and so forth. 

Hey how's it going all. My name is Chris, looking to start getting involved in making some passive income. I am an Automation & Workflow Manager, Specialty in AI. Been in IT for 20 years, looking to put my skills ...

Hey Ludwig - Personally, I wouldn’t bother with an appraisal right now.

Personally, I don't mix men and women tenants but I know some people do.