To get around both of these hurdles, investors typically explore debt service loans as an option.

Expand your network and explore social media events.

Clearly explain the situation and request that they address the issue as per your policy.If the title insurance company is unresponsive or denies your claim, then it may be necessary to consult with an attorney to explore further legal action.

Finance Your InvestmentsMortgages: Explore different mortgage options such as conventional loans, FHA loans, or private lenders.Creative Financing: Consider seller financing, partnerships, or using retirement accounts (e.g., self-directed IRAs).7.

Northern Virginia can indeed have a high barrier to entry, so exploring out-of-state options is a smart move, especially for first-time investors with a smaller budget. 

These are some places that are good to explore.

Specifically, I'm interested in exploring options that align with a 25% down payment and Debt Service Coverage Ratio (DSCR) loan.If you're a seasoned broker familiar with Birmingham real estate and have a track record of success with investment properties, I'd love to connect.

@Nina V.Recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

@Jonathan Greene Thanks Jonathan I will explore using a single person vs a management company 

As a viable alternative to explore with a lender, consider the advantages of a 5% down conventional loan, or even less for qualifying first-time homebuyers, which often comes with less stringent property condition requirements.