Have a few arms due in about 5 years..those I will finance to fixed rate as rates lower. 

Im working on getting a duplex within this month using creative financing.

How did you finance this deal?

Higher loan balances we would likely see an opportunity in the future to refinance again due to lower rates so consider a 2-3 year prepayment penalty.Of course if you qualify for Conventional Financing (Fannie/Freddie), there are no prepayment penalties so just calculating out the return of investment timeline on point buy downs.Good luck shopping and let me know if you want to talk further!

Fix and Flip -Requires a minimum down payment of 10% with 100% of the rehab financed. 

In this manual (which I assume could be modified to provide to tenants) I include all the financing information (which you would not include for tenants) bank accounts, mortgage accounts, payment information, and mortgage payoff), a list of the contractors, what each contractor does, a list of upcoming planned or necessary repairs, and a copy of all leases associated with the property.

How did you finance this deal?

Financing is different down here in small investor world.

There're various financial plans designed to help with college financing, and some of them come with tax benefits.

It would be different financing but I'm sure banks could get it done.