Would read more about DSCR loans however locking in rates for 5 years would make little sense in this economic cycle where yield curve is normalising rather steeply.

Trying to get a sense if it's even worth exploring this on a smaller scale like I'm talking about.You don’t have to do anything but professionals will typically yield the best results (and save you a lot of time filing or potentially refilling)  

What is a "luxury" for us is I am in real estate and my wife is in finance - so we both have experience and knowledge in each side of things, so it gives us some confidence when we reallocate that atleast one of us "knows what they are doing" - if that makes sense. 

You can always request Medical Documentation: Request documentation of her medical situation and a letter from her doctor to make sure her condition will improve and ask if she is up for taking care of the property while she is recovering.Check Her References: Contact previous landlords for references to get a sense of her reliability as a tenant.Lease Terms: You can always start with a 6 month or a 1-year lease option if you have a good idea of her overall health condition.  

When coming from contribution, people sense your sincerity...and the world often rewards you by bringing you leads. 

Also zoning, exit strategies, and market value rentals are helpful in knowing since a major part of making sense of the numbers is bringing all the units up to market value rental income.

It doesn’t really make sense to refinance until I can get below 6%.

Makes sense.

That makes a lot of sense.

For you, it makes sense, so I would focus on getting people like you - home business that could use a smaller space to make it more open to the public.