I spoke to another bank who said that going the FHA route brings all kinds of headaches  that aren't worth it and if I can come up with another 1.5% going conventional at 5% would be much better with less build restrictions although my builder said they are technically an FHA approved builder whatever that means.One Bank told me that I'd be better off going the hard money approach and putting 10% down for new construction but I always felt hard money is such a rate rip off.If any of you guys have any helpful financing solutions please let me know.My other issue is that in order to build one of these I'd like it to be in an area that is cool..location location location but a.

I tend to get into one and think, "Ooh, it'd be really cool if we did this.

The conference is a cool one to go to as well:http://newsroom.haas.berkeley.edu/ken-rosen-real-estate-market-extra-innings/

Very impressed with your final product and very cool that you did a lot of the work yourself to keep costs down.

really cool places to live, especially for the millennial.

I'd move that off the table, and go buy 1 million worth of deals,  then enjoy a cool $5,566 net per month, and go buy some more BTC and forget about it.

@Nhi Nguyen What a cool offer!

Cool.

I’m a former nurse turned medical device sales rep, 30 years old, and married with 4 kids in Cincinnati. 

@Ericka Grant If the guy has really good credit and thus a lot to lose in this situation he will either agree to the payment arrangement you suggested or find a way to deal with the "issues" he came to you with.If this were me I would let him cool down for a little while and in most situations these things take care of themselves.