@Jessica Seppo,Many people take the cost of an LLC and funnel it towards more insurance and an umbrella policy.

The cost associated with insurance for not having 20% is peanuts compared to what you potentially can do leveraging your down payment. 

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

One issue that I'm noticing is the range of reported insurance costs.

How much will this unit cost to renovate?  

Which do you think will be more competitive, buying from wholesalers or your own referrals?

Additionally, the cost to create a business here is not as inexpensive as the United States, in some cases it can cost thousands of dollars to setup. 

The bank will make you leave 25% equity in the property - but you also still want the property to at least cash flow some - so be careful how much equity you pull out / new debt you take on.I would do a cost benefit analysis of what your actual gain is in cash-flow on buying a new property with a (currently) higher interest rate (if financing), versus just holding on to the current appreciated property and enjoying that cash flow.All the best!

Maybe you can find other hosts to split the cost.

Cost approach A straightforward method that adds the cost of the land to the cost of building construction.