Renting could allow you to focus on paying down debt and saving for a larger down payment, while buying now could help you start building equity or even generate passive income through house hacking.

Lease: I used the lease provided by the Bigger Pockets podcast.  

up to 20% DSCR through lenders I deal with

Of course the solo would also pay the notes.

Agents here in our Metro Detroit market would be insulted by such a low amount and would bad-mouth us to no end.Guessing flat rate Placement Fee means only advertised on PMC website and the Zillow triad?

The short answer is yes, but it's much harder.

Do a search for PM's in the market area and jot down the top 6. 

And the market was perfect for investing at that time.

By identifying the right buyer in advance, we streamlined the process and ensured a smooth closing.

Understand that the cost to the investor is only the cash that's out of pocket.