I earn 80,000/year at the moment as a software developer but salary increases annually like 3%.

Moment you start providing investment advice or a deal does not pan out and you were paid for that service what liability would you have?

Meaning that there will always be buyers of financial means that want to live there due to weather, beauty of the city etc etc   The great news is that it is a market you know. 

Our market is definitely a seller’s market at the moment but that may change soon.

I only have one single rental home at the moment, so my work flow for how to resolve this is going to be different than some people.

We have good margins running it as a MTR, and we are self managing from the other side of the world so STR may not even be in our scope of capability at the moment, we are just toying with the idea. 

Essentially at that moment you own them outright and could sell them without additional tax. 

Here's my situation in short details:Bought a commercial property for $699K in 2019 through a 1031 exchange which cash flowed beautifully until late 2022 when the tenant bankrupted and moved out. 

It is just sitting in the house at the moment.

I felt that life and longevity is not guaranteed and my kids are only kids for a brief moment in time.