If you're based in CLT I'd be happy to connect with you. 

Keep in mind all these markets are very different than the Cambridge area in terms of tenant base, household income, transit, etc.Happy to connect if you'd like to chat more!

You should have a good idea of what it's worth based on what you paid and the comps you looked at before you closed.

If it was purchased cash you can do delayed financing immediately, but it would be based on your total capital invested not current appraised value. 

We're all talking about the creative financing, asset-based lendings of the world right? 

Coincidentally, I had this exact same question when renewing our local STR license as they've moved to a system (unfortunately) where the cost of the license is based on the number of bedrooms.

It's possible rates have peaked based on trading flat and taking a downward turn last week!

Based on your age & needs, you could consider a variable annuity (stock market) vs a fixed or deferred annuity (more like a long term CD). 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Your mortgage is based on the refi when you complete the refi.