I would start with rental comp search to get the market rent for the condo and then confirm the AB 1482 exemption and deliver notice if applicable and not yet delivered.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Most lenders will do a hard credit pull before presenting a formalized term sheet, but that is after a property is under contract and your offer is accepted/you submit a full application and send in a credit authorization. 20% down with no STR experience is pretty normal on the market, but you will likely be using a haircut AirDNA projection instead of the full 100% to qualify you. 

You want the ability to pursue both fo themf or unpaid rent, and you can't rent out half the house.When we have couples rent, we always designate the strongest applicant as primary on the lease to avoid getting involved with any disputes. 

Handyman Jr *just* because I felt sorry for him not getting any work with his dad these days cause his dad continues to masquerade as a (licensed) contractor and quoting 'contractor' prices as if he's insured and everything, when he's not.If I do not incorporate but just wait for my contractor license to go thru (the business name they require applicants to chose on the CSLB application is in my case, simply my first and last name, as that's how I did biz in NY as a GC) do I still have to pay FTB $800/yr, and even if I dont do business my first year?

I am a private lender as well lending my own funds, and I also do not report to the credit agencies, but does that mean my loan does not really matter or exist on the next application?  

They have many approved applications in their pipeline for tenants and occupancy is at 92%.

What I can say is that RentRedi is a complete management service that manages the entire process from marketing for tenants, through pre-qualification, scheduling viewings with calendly.com, the application, the background check/credit check/eviction check; automatic rent collection, repair/maintenance management: the whole nine. 

They are transferring all my documents over to the new lender, but I have to submit an application all over again.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).