Any accumulation of cash flow is used for more investments.

However it’s an absolute must to check your budget and the Broker fees before you sign any contract with any of them since the fees are accumulating fast and you have to work even harder to keep up with them.

Having a somewhat sizable income, I have accumulated a fair amount of assets in the form of cash, stocks, bonds, and other physical assets.

However, this decentralization may not necessarily result in a more equitable distribution of ownership:-Large institutional investors now have access to the market and can accumulate significant control, potentially diminishing the democratization that tokenization aimed to achieve.

The numbers might not be attractive in the first couple of years but if your goal is long term wealth accumulation, it is far better to invest than to do nothing with that money. 

It is hard to accumulate cash to invest when you never sell anything and keep your debt at 60-65% of your asset value.2.

You mentioned President Reagan so look to one of his former economic advisors Larry Kudlow who often warns about the accumulation of debt and the potential for inflation.

@Kyle,I prefer Whole Life for shorter term of my premiums (120 months), the consistent premium that I pay, the accumulated cash value, the consistent return, the ability for the dividend to carry on the account value growth after 120 months, the ability to borrow from myself, many benefits of which are also available to universal life.

I have lost faith that this money will even accumulate at 5% over the long term but can’t seem to bring myself to move away from putting an annual amount in so I feel semi diversified.I rarely hear mention to the stock market on this forum so I’m wondering how many people are “all in” with real estate whether it’s rentals, notes, HML, etc?

I'm currently learning everything that I can to start accumulating my own wealth in RE investment, however this post isn't about me.Let's say that "John" (age 63) has $1,400,000 saved up in his 401k and is not planning on retiring from his extremely secure $150k per year job.