However, sadly my friend did not work his program and today, many years later, he has about $20K in investments and lives in a rental apt.

SBA loans feature favorable terms, such as low down payments and longer repayment periods, and are partially guaranteed by the SBA, reducing the lender's risk.SBA 504 Loans: Another SBA program, the 504 loan program, provides financing for the purchase, construction, or renovation of owner-occupied commercial real estate or heavy equipment.

Check in with @Joseph Chiofalo they're a FHA/VA lender and also have some 100% programs if it fits into the parameters.

This criteria is for 1-4 and 5-8 unit programs.

I asked to be reimbursed our Project 100 money, and he said that since we used the program, he would not.

Also check with @Joseph Chiofalo for some further STR investor loan programs and he has a close tax rep we work with.

So far the DSRC companies I have reached out to don't have any programs that will do something like this. 

People need to eat and pay rent. some support job or programming job really going to "commoditization" mode.

My program takes those comps, performs some additional grouping/averaging, and estimates the ARV & ACV.

I am looking at FHA and the new Fannie Mae 5% down payment program, but someone mentioned a 5% down payment program with Cambridge Savings Bank that had no PMI.