Insurance, bank accounts, credit cards, etc.You are probably making your life more complicated and expensive than it needs to be.

Perform the same task in each app to ensure a fair comparison.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.Run a credit/screening report on yourself.Enter a maintenance request, assign a vendor, and attach a fake invoice.Enter charges to the tenant's ledger.Enter recurring charges and automatic late fees.Sign documents electronically.Run owner reports.After testing a few apps, one should clearly stand out.

Agree a conversation is in the cards but if anything it would be more than fair to agree to keep the rent flat vs any type of reduction (at least that's my logic).

Ok to be like Fox News Fair and Balance this is a 90 home project I own and have been building out the last 3 years.. on top of the 300 homes i have built over the last 10 years.These are the type of firms that have big cataloges of ready plans . 

The industry standard currently is around 70%, but there are some that will go up to 75% or 80%, but you've got to have pristine credit.

I think you need a little more education and a mindset shift.Real estate investing is a fairly simple process.

Mint did a decent job for me previously, and Credit Karma is less adequate. 

But 3) Try multifamily specific brokers, crexi and loopnet, although 2-4 units maybe scarce. 4) A home equity line of credit is a good source of funds however it will generally make your overall monthly payments higher, so unless a deal is very solidly cashflowing, a HELOC may put you into negative cashflow. 7) Typically electric/gas are paid by the tenant - however this isn't true across the board. 

For the 2nd applicant, her credit score shows 770.

I have no debt, significant equity, good W-2, and excellent credit.