Banks, not a chance as banks have enough power to defend themselves and win, housing industry is a perfectly fragmented industry working under significant regulation and licensure, ripe for directive. 

It felt like I was defending my MS degree thesis and scrutinized by four of my mentors/professors and the chairman to comment on this...

Bankruptcy can be a little tougher to deal with and the borrowers are often times more sophisticated and will defend themselves.  

A foreclosure sale was conducted and the bidding winner got a Certificate of Sale Issued on 07/06/20 Defendant/Owner filed for Bankruptcy on 07/03/20, the suggestion of BK was filled on 07/14/20.I was wondering if the bid winner would receive his money back and what are the next steps, I understand that the automatic stay protects the owner of the property from foreclosureWhat are the possible scenarios to follow?

How comfortable are you defending this? 

Otherwise, if somebody comes up with a claim against your Title, you bear the costs of defending it and possibly even losing. 

In that case, it is the defendant's obligation to appear in court and argue why you should not be allowed to quiet title. 

My pleasure to serve and defend this great nation of ours!

Don't keep defending  yourself  and giving new responses repeat the key messages on facts.

@Andrew Champion Hey Andrew, I’m a licensed agent based in Nashville.