If you have equity you can tap into, a HELOC might not be a bad option either I saw one Credit Union today that has a 2.99% 6month intro rate can't beat that.  

Start by researching rates with some local lenders, most people recommend credit unions and local banks versus large national chains.

@Allie Dattilio -- We are in the exact same situation here in Cincinnati, getting the HELOC squared away first, actually it will be a HELOC increase through our credit union, then working with a mortgage broker to get the pre-approval in place.

Winners:  Credit unions and private lendersCash buyers losers:TenantsSmall first time investors Every investor should be following this closely it is going to change the market.  

I'd like some recommendations on some local banks / credit unions who I can approach about lending 70% LTV on the pool.

Hi all,

I’m curious to know if:

I have a HELOC, for easy numbers let’s say $100k, then the market turns/tanks. That equity is no longer real essentially. Would/coukd the HELOC be “revised” or “revoked” if I’ve not u...

Realized last night that anything is possible. My market is only too expensive if I allow it to be. Starting the hunt for lenders willing to work with 10% down. Any hot leads? I am in Sonoma County. Looking for anythi...

If you want to get around it, find a small credit union or portfolio lender who can create a custom loan for you, and that won’t require seasoning. 

If its a primary residence both HELOC and/or cashout refi are possible with any local credit union.

People have mentioned that I might want to try a local lender or credit union.