I rented an apartment in 2007 for a few months before I went to Iraq for the first time and the apartment neglected to inform me of these stipulations until I had broken the lease to deploy and ended up keeping part of my deposit or last month's rent (can't remember which) to make up for the difference.

And hard money lenders that can close are worth their weight in gold!

Mind you I haven't pinned down a potential purchase yet as I am 13 months away from making offers.Being that I am going to be an out of state owner, even though duplexes and triplexes are my preferred route for RE investment ( I own a duplex in Los Angeles), I am leaning towards SFRs where the owner will be in charge of things like water, snow blowing and general garden and yard upkeep. 

There is probably a little income, but way more management and upkeep.

(breed, age, weight)What date are you looking to move in?

As Jon pointed out, you have to pay a lot for a house in upkeep and taxes whether it's paid off or not.

He then checked both of my units, made sure they were running properly and asked that all I do is pay for his gas.I know in the REI world a good, honest contractor is worth their weight in gold and this guy is one of those.PM me for contact info.

So, a pier is there going up into nothing with no beam above it at all right in the middle of the house, and the long central wall is basically holding the house up although the center is slowly sinking due to it's own weight.

Shouldn't there be some weight put into whether or not the borrower could afford conventional/cheaper financing?

You need to look up that definition has it carries legal weight.