No, this is not an unusual or unique opportunity, you just need to know what you're doing - like with any area of real estate investing - and you MUST know your real numbers.Good luck to you!

Letting your property appreciate like @Anthony Gayden  said will give you more capital to toy around with.

Is it unique?

The difference is that Ginnie Mae provides funds for government loans (FHA and VA)granteeThe person to whom an interest in real property is conveyed.grantorThe person conveying an interest in real property.hazard insuranceInsurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.Home Equity Conversion Mortgage (HECM)Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you.

In my opinion its second biggest expense that holds people back.Sell all of your toys.

Correction, you USED to have $330k in your retirement account (Good job though, you are doing well and aren't part Ma & Pa investors I am talking about)Stock Market is now down another -221 points today Ooops, correct that: Stock Market is now down another -545 points today (That's about 1,345 points in a couple of days)So you like real estate over stockHow unique 

You can now deduct they clothing, toys, etc because they have money.

LA is a unique market IMO for investing.

Would love to connect with anyone who wants to talk shop and further help me understand the many unique areas of Allegheny County. 

Would love to connect with anyone who wants to talk shop and further help me understand the many unique areas of Allegheny County.