If you do have enough other income then you dont even need to lease out this property to start your refinance.However if you dont have enough income to qualify with no rental income offset then yes you will need to obtain your lease(s) and security deposit + 1st months rents deposited before you can utilize 75% of this gross income - your monthly PITIA payment (in terms of qualification on this property refinance.So all in all Id make sure what your current debt to income position is first of all (DTI) and then strategize to see if you even need the leases at all.

The best contractors don’t just throw their hands up when issues arise; they come up with solutions and keep the project moving forward.5.

I'm still learning, but I'm glad I started investing in more real estate.

Let's start there. 

take @Nicholas L. advice and start to go to meetups. 

Their a/c starting leaking and has missing ductwork, and is blowing air in random places.

BP is actually a good place to start.

Do you have experience “flipping” or managing rehabs, or hands-on?

Many people choose NOT to have this, because the administrator will then vet every investment you make to ensure you do not invalidate your IRA.Invalidating your IRA means that you've done a prohibited transaction and the entire account is then deemed as distributed to you.If you don't want checkbook control, then I recommend a plan administrator such as Equity Trust - www.trustetc.comIf you are sure that you're aware of all the rules around prohibited transactions and disqualified people (who you can and can't do business with), then a plan administrator like Sense Financial would be a good place to start talking.  

I started this company because I want to be a source for people and be that stepping stone for people who want a better life.