@Angel Gutierrez that reports cites an increase of money spent on gambling as a contributor to defaults on mortgages.

If they want to redeem, it has to happen within those 120 days.During that time is a gamble for the investors who own them.

eric, your a good sport and fun to play with.

I don't think that sport bike riding position would be comfortable for traffic.Jon

Basicaly your saying  put more in at a lower rate of return and then gamble on appreciation??  

As far as risks, I'd rather take the 10 years of certain cash flow with moderate appreciation over gambling on equity increases.

No, because a) that might be their luxury/vice item for all I know, which is 100% fine if it's viewed as a luxury item that they just really personally enjoy and gain happiness from (it's much less harmful than other vices, like drugs or gambling!)

It's a little bit of a gamble for both of you, but I think a fair one. 

Hopefully during that time the house appreciates (always a gamble and never guaranteed). 

All my living rooms have a theme like Hunting, Bodybuilding, Guy Action Movies, Labrador Retrievers, Sports Memorabilia.