BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

I work with mainly buy and hold investors here in Cincinnati.

While they aren't the cheapest when you first buy them, Kwikset has locks that are easy to rekey without installing a new set of locks.

Which is why I think house hacking is best for 90% plus of new buy and hold investors.I wrote an article on this a while back that goes into more depth and you might find that helpful: https://www.biggerpockets.com/blog/get-a-loan

You can probably find good deals in Tampa right now, but I'd be very strategic about where you buy and yes, insurance and taxes can be killer, but there are plenty of investors there and for good reason. 

I have not heard of one of those, but am gearing up to buy my second house and could possibly use some sort of loan program like that!  

If you're looking to buy bigger buildings that's another ball game altogether.My advice: what investing do you feel most confident and excited about?

That will buy you some time to get more capital together, and you know that money will be used to perform the job.

Congrats on buying an investment property.

Investment Info:Single-family residence buy & hold investment.