We are debt free aside from our mortgage now and while we are far from financial independence we are both vehemently working toward it.So I really agree with the sentiment that patience and every single ounce of sweat you have should be what is getting you closer to financial independence right now.

I’m not a sentimental person,” he said.

now that i re read my note spell check has once again improved my meaning. the sentiment should read "benefit from the arrangement" you should not read anything into my use of the term derangement.

For example residential values are tied to homeowner sentiment in a way investor-owned commercial values are not.

I'd have to sell my exclusive membership to the club in Laguna Beach and move (except I don't belong to an exclusive club, but your get the sentiment.)

I agree with @Joe Villeneuve sentiment but will point out you can increase the LTV via refinance or HELOC (HELOC on investment properties are harder to find than on owner occupied properties, but there are some).  

Everything you said are my exact sentiments.  

Look I agree with their sentiment,  the reality is that there are many scumbags out there taking advantage of people who are already in a bad situation.This market is full of intricacies and variables. there is in fact money to be made by investors and others  as well as many strategies to close a deal BUT believe it or not 99% of the time only 1-2 of those strategies will close a deal ethically. 

Consumer sentiment at all-time lows since University of Michigan started doing the survey 70yrs ago. 

This sentiment of leverage till you die really needs to quit on these boards.