I could almost predict who will redeem or not....If it is owner occupied or a nice place...those people redeem more often. 

I just wanted to pick the community's brains and get an idea of what people predict the upcoming year for housing/construction/rental markets will bring us?

As they say in the investment world - past performance does not predict a future resultsHow will things look when the market interest rate jumps 75 basis points and expenses continue to rise with inflation?

From the loan servicing guide:Notes: For all such transfers affecting mortgage loans purchased or securitized by Fannie Mae on or after June 1, 2016, the transferee is not required to occupy the property.a limited liability company (LLC), provided thatthe mortgage loan was purchased or securitized by Fannie Mae on or after June 1, 2016, and the LLC is controlled by the original borrower or the original borrower owns a majority interest in the LLC, and if the transfer results in a permitted change of occupancy type to an investment property, such change does not violate the security instrument (for example, the 12 month occupancy requirement for a principal residence).The servicer must notify the borrower that a property transferred to an LLC must be transferred back to a natural person prior to any subsequent refinance application in order to meet Fannie Mae’s Selling Guide underwriting requirements.https://servicing-guide.fannie...

They are also another financial instrument that is hedged against inflation but instead of locking up a short term rate with fixed principal and only adjusted interest rates for I-Bonds, I highly recommend you go for TIPs since they will have the principal adjusted for inflation and the interest rate you lock in will be proportional to inflation.

While certainly as you mentioned there is room to improve it, I'd argue that the strength of the calculator is in the presentation the data is given to you in and the predictions they can provide. 

I am not able to predict the market but it seems frothy around here.

Often referred to as bridge loans, hard money loans are short-term lending instruments that are also used by real estate investors for financing an investment project.

Smoking is considered cigarettes, cigars, pipes, hookahs, water pipes, vapes, e-cigarettes, and any other like kind instrument that produces smoke or vapor, regardless of whether tobacco or other consumables are used.Never underestimate the stupidity of the average person. 

Colorado Springs is predicted to keep growing, and I think the natural barriers of the mountains and water supply will result in cash flow to come.