Access roads and if multiple are needed for each unit.City regulations and zoning.Impervious cover requirements or percentage across the whole lot.Drainage per units built. 

Impact their credit like a foreclosure? 

The shorter the prepayment term has an impact on increasing the rate.4.

Some people like HELOCs because they can make multiple draws (depending on the terms of the HELOC).

Consider buying multiple units, partnering, and diversifying income.

You would now be free & clear of any debt service and the expense impact of such.

Fix and flips and the BRRRR strategy are fantastic ways to build wealth, especially in a market like Philadelphia where there’s plenty of potential.As a property manager in the Philadelphia area, I've seen firsthand how impactful a solid property management strategy can be on maximizing returns, particularly for investors using the BRRRR method.

Here's a little update: I've joined multiple investing groups on Facebook in hopes of attending meetups and finding property listings.

Get detailed quotes on these to ensure it’s cost-effective.Zoning & Permits: Verify that your current property allows additional homes and meets zoning requirements for multiple units.Rental Demand & ROI: Assess demand for singlewide rentals in your area to confirm it’ll be profitable after all expenses.If everything checks out, these could be solid additions to your portfolio.

You would need $3,300 in damages before it impacts your investment.