On top of that, while you live in the unit, you will not generate any income to offset your monthly mortgage payment. 

Real estate investing is the best way to build generational wealth!

The mountains of Western North Carolina offer great potential for a second home that can also generate income.

And if one day you have the volume you are happy with and still don't want to be taxed on income generated, then you are free to put all that extra cash into RE holdings. 

And you also need to be super careful about their 1-yr contract if switching to different a pay model (We are dealing with them for $27000 early cancellation penalty now) Although they have many functions such as generating one listing from Guesty and pushing them to all different platforms, we realize that pushing to multiple platforms is not necessarily generating more income.

If you take in Seniors, then they will graduate within a year and turnover will be high.If you rent by the room (just like a quad in on-campus housing), then you will generate more revenue than if you treat it like a SFR. 

All my leads were generated from cold calling all day.

You’re laying down the groundwork, making connections, learning the market, and generating capital.

I'm leaning towards long-term rentals (LTR) but am also eager to dive into fix-and-flip projects to generate quick capital.I'm deeply committed to achieving financial freedom through passive income, and I believe real estate is the perfect avenue to reach this goal.

The goal is to make passive income and build generational wealth.