Back a couple of years ago, there were financial government incentives to install the panels as well as very low (or possible no interest) loans.

However, if you are worried about being sued, you should use the best level of protection that you can afford.Your state laws: The laws governing asset protection vary from state to state.

You will need a federal TIN as well.  

I would also threaten to report the agent to the state board that governs real estate licensing.

They tried to keep the money until I pointed it out being in the acceptance letter due to knowing the date closing was on. also take in account how long it would be for them to do the paperwork. it is the government associated program, so you know they like to take their time on paperwork. 

@Joe Rinellakeep in mind MA (all states) has a state specific tax code beyond the federal tax code.

We have this thing called the 30-yr fixed mortgage, primarily because of the structure of the mortgage market with government backed mortgage securities.

Section 8 is government subsidized housing. 

Splitting the parcel depends on the local government, so hard to say, but our understanding for this specifically is that it is relatively simple / not very costly.Whether we split the parcel or not is somewhat the reverse of "greater than the sum of its parts".

You might find there was a local/state/federal grant that’s been used up.