A lot of guests will go grocery shopping on the way to your home. 9 - Enough Place Settings (plates, bowls, silverware, glassware, cups, mugs, etc) for everyone that you have room for.

A broker will also shop different lenders for you, and different brokers have varying access/relationship with their partnering lenders.

Do you really think you are going to get a responsible co to do the move out and in in a timely fashion for the new tenant, umm not likely in Cleveland. 

Nothing beats good old fashion leg work. 

@Aaron LawsonThe best advice is to shop a few brokers in your market, and compare apples to apples.  

The only thing you can do is shop around for a better rate and hope you can get one from another carrier. 

It might be just you and 2-3 people at a coffee shop for a while but you build on that.

Most people suggest finding an independent agent who can shop multiple carriers as the best option and that is a good idea also but know that some Indy agent's don't want investor business so I'll say it simply Indy's are great but not all Indy's want your business. 

Both are very well versed with investment properties and can shop multiple carriers for you. 

Should I keep shopping around?