The CFPB does define "conventional loan" as "any mortgage loan that is not insured or guaranteed by the government (such as under FHA, VA or AG programs)", conveniently leaving out the guaranteed money that Fannie Mae and Freddie Mac enjoy as pseudo governmental agencies, but no one that does DSCR loans cares what the CFPB calls their loans because they don't govern DSCR.I'm a broker. 

I've enjoyed his content and practical advice - can anyone share their experience with his course? 

The markets don't want to field multiple quotes on the same property and compete against themselves, so they will only work with one broker an any given property. 

The setup: We have a second home at a lake which we enjoy when we can.

You'll have them paid off by the time you retire and will enjoy a significant boost to your retirement income.Generally, you want to grow your portfolio wide (more units), before you go deep (paying off).

As @Charles Carillo said, you can make the most of that time, but most people just waste the 4-5 years and then end up doing something unrelated to their degree field anyway.Maybe look into a Trade School, like an electrical one....nice clean work that pays really well.

I add a single page up front with the fields contained in all the documents.

They both helped.In terms of what I would do starting out in business if I were to do it again, I would recommend working for a larger team to learn their sales process and have practice in the field.

I dug in and it took time, I consulted multiple attorneys very experienced in this field, read the statutes many times, learned some things the hard way unfortunately, but after about 5 years in I got my first property and quit claimed it to the neighbor for 20K, next year similar situation, 18K to another neighbor.

Outside of real estate, I enjoy working on my other business and learning to fly.Excited to learn and connect with you all!