My lease states the tenant takes responsibility if the technician determines the tenant has abused or neglected the appliance.I know a few Landlords that shift responsibility to the tenants.

This is about 50 days after signing the initial contract.My lender just told me the underwriter said I didn’t have a good enough DTI ratio so the loan was denied (I’m self employed.

What if, for whatever reason my BI is denied.  

In more standoffish boroughs and townships, nobody checks, the authorities just deny it out of hand.

Unmetered heat is begging for abuse.

Hi Dana,In addition to paint, maybe put a strip of black indoor outdoor carpet just in front of the door (and on the steps if they are not cement).That area is going to take most of the abuse of moving (scraping appliances and furniture) in and out, as well as most of the foot traffic.Cut 3 or 4 more sheets and toss them in the attic for future use.A hand full of staples is much cheaper and faster on turns than a full repaint.Also keep in mind that is a long narrow space and Lighter colors make things appear larger, darker colors--the opposite.Good Luck!

When I call bank and inquire about loan they deny talking or sharing any information with me and ask for an authorization of the borrower.

Note: Yes, I will acknowledge that there's this fake "off market" thing wherein that term is used, abusively and ironically, as a marketing line (rendering it tautologically false).

However, I'd not abuse it and make an effort to rent it out right away.

That means that after 20 days if the underwriter finds something unexpected and denies your application, you would be free to walk out of the contract with all your deposits refunded.