Without getting too deep into my own personal financials, ill create a quick scenario. 

Doesn't really matter, either way you're in the red.

I'm a member of LS I and I was doing my own deals so I was thinking what can they show me I join the basic membership and it was great I also went to other Reia's, BP, different conferences on real estate and after I dove deep I joined LS Pig program I'm a passive on a couple of MF deals and it has been great for me and my family we are studying to find our first MF deal but it is like anything else you have to do the work.  

You are only putting 5% down so your loan amount is much larger and therefore your mortgage payment is higher.In this article we will dive deep into the 4 big ways that house hacking makes you money, even if it doesn’t cashflow.

If you can handle the red tape and jump through the hoops, Minneapolis and St Paul have limited your competition and I see investors with a positive attitude growing in our market.

The water is not deep but it's a 5 foot drop down to it.

Just depends on what your comfort level and willing to dive in the deep end.If your open to higher price range I would tell you to try and stay in the multifamily since it helps offer more rents per month under one mortgage, tax bill and insurance policy.

Watch out for fine print that requires an additional fee at closing - this is a huge red flag and how most flat fee companies make money.

What happen to the good ol days when a guy could lend a friend some money w/o the red tape and everyone wanting a piece of the pie?

Recognizing the red flags with Contractors is a must-have skill!