My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

So, you may want to rule that one out.My understanding of Baselane is it's an online banking platform with some cash flow features rather than a property management software.You may want to check out Buildium.

For HELOCs without W2 income, look into local credit unions or community banks, as they often have more flexibility with alternative income verification and rental portfolios.

Regional bank financing with a construction loan How did you add value to the deal?

I'm applying for fixed 30 yr mortgage refis with investment banks 

Try a local Bank around the business, that really helped my friend who bought a business. 

Banks aren't really in the business of lending to real estate investors anyway...they focus primarily on "operating entities", but they can be done.

Does anyone know of any banks in or around the August Ga area that will work with out of state investors?

We allow Tenant Portal (ACH), Direct Deposit to our bank, Venmo, Strip (credit & debit cards) and old-fashioned mailing of checks. 

We used a local bank Wilson Bank and Trust.