Short Sales Plan closer to finalizationAccording to a US Treasury spokeswoman, The Treasury will soon finalize the long awaited plan to expand its incentives for mortgage companies to use "short sales" as a way to stem a rising tide of foreclosures.

Adrian M,I'm an Enrolled Agent, Licensed by the Dept of Treasury in Taxation.

If you are doing retail sales and cannot get the lender to release deficiency then you are not doing the best job you can for the seller. 4 Other measures have been put in place by the Treasury Department to prevent short sale fraud by requiring that the buyer and seller have no hidden relationship and banning a re-sale to take place in under 90 days.

A democracy will continue to exist up until the time that voters discover that they can vote themselves generous gifts from the public treasury.

-If Fed starts raising rates then Option Arm Rates go up also because their rate is tied in with the Treasury Rate.

The other half was in mutual funds and treasury bonds.

As the 0.25% rate hike has sent the stock market into a tailspin, The US 10yr Treasury is @ 1.73% YLD today.

To hedge interest rates, well that can be done with treasury bond futures or IRS. 

Higher wages don't cause higher interest rates, the rough driver of mortgage rates is the 10yr treasury coupled with the borrower's ability to repay.6.

I am not a financial person - sorry if my questions don't quite make sense to some... say the fund keeps cash in bank and bank collapses... in this case I would be much comfortable if the "cash" would be in short-term treasuries.