The first purchase is always a huge learning experience so it's smart to buy something you can't lose your shirt on.

amp existing panel)- Fiberglass wood clad windows with screens, an exterior swing door and 4 panel sliding glass door, and standing seam roof and a skylight, 2 new - glass garage doors- James Hardie fibre cement board or similar siding- Built-in casework for storage- An allowance for kitchen appliances including combination range, hood, dishwasher, microwave, refrigerator, and washer/dryer- An allowance for mid-grade plumbing and lighting fixtures (Delta, Kohler, or equivalent)- Ikea cabinets or equivalent with solid surface countertops- Assume heat pump and ductless mini-split for heating and cooling- Assume solar system to be installed on the ADU per California Solar Mandate, including battery storageWith regard to the JADU, we're considering dropping this and simply expanding the house to the basement.

I can tell you I am often cautioning new investors to the incredible risks they are taking and try to help them understand it is not all as rosy as those seling courses or you tube videos claim.A lot of people have made money in the last several years not because they are smart but because they were the beneficiary of an unprecedented increase in prices and rents. 

It can depend on factors, sounds like in the ballpark but definitely smart to shop around. 

Hey @Sandrene Smart - there are a few companies out there that lend on EMD.

My friend arranged for us to meet and I was amazed how much of smart yet simple guy he was, super down to earth. 

The glass, window, roof all will not change to smaller :-)

Most of these property management and HOA management has some very long contract document which is prepared by smart attorneys to make them harmless from every action(they hardly do any work).In Texas property tax is high.

Orhi Hi Orhi,Been plugging away in Toledo, OH since 2014Here are answers to your criteria regarding Toledo1) $75,000 - $100,000 buys solid B class2) Toledo University is solid and employs many people and has foreign students (43607 zip code)3) Car manufacturers, Pro-Medica, Andersons and the glass industry (Most blue all blue collar)4) Hit and a miss5) Declining population from a macro market but certain pockets in high demand from a micro market stadpoint6) 500,000 people including surrounding suburbsWishing you much success

Your attorney is smart to charge more in Fulton; I do, too.