I just added one item to my checkllist for when a tenant moves out - Turn off the water valves to the toilets as I just (for the very first time after all these years) had a toilet brake and cause moderate water damage to my rental home.

This house was finished quite a while ago, and I meant to post a topic on this, but I completely forgot until I started going through some old photo's on the SD card.Background of the House: 14 years old, original owner, heavy cigar smoker/alcoholic that would literally put cigar butts out on the carpet and left THOUSANDS of bottles (empty and half full) everywhere spilling over.

While I'm inclined to get frustrated, I guess it is a complement to BiggerPockets that you've had your conversation in the middle of the night, while drinking, here on BiggerPockets . . .Boy do I need to moderate this discussion!

I get what's basically a moderate democrat - yippeee.

I can get other tenants but these are moderate types.

As a regular on the other website you likely know that he moderates the finance forum there.

We are basically banking on moderate volatility, when the VIX is anywhere above 25.

@Rachel Gill We have a thing for older properties as well ... which is a good thing as our area is filled with Queen Anne, Second Empire, Victorian, Georgian, & Edwardian era buildings.It is possible to renovate these old buildings, making them moderately energy efficient (as good as a modern minimum code built home) and still maintain some of the period decor.  

So we have a million total.The plan was to buy 2 4plexes, but I would like to go bigger and just get one building.My question is this- how do you get out of the "30% down" world and into this "financing is easy for bigger buildings" world.I'm part owner in a drug/alcohol rehab business and we need to get as many doors as we can.

Without getting too specific, my mom died unexpectedly, another family member contracted emphysema, another succombed to alcoholism, another was diagnosed with stage 4 cancer and fought 2 years with chemo before passing away, another had 6 heart attacks in one summer and a stroke the next year . . .