We all know of the smoker who "just quit" but resumed or "just smokes outside so that's really not smoking" until it's rainy or frigid and they have the excuse "Well it's miserable out there! 

Hey Brandon, welcome to the BP community.Wishing you the best.

If he is a contractor, why not buy the house personally and pay him a fee for his services.If hes a realtor, why not just pay him a commission to buy the house.Best of luck

Of course don't go there just looking for business, you go because you believe in whatever the group is doing. 

I just paid off another DSCR so pleased to be in this position. 

And, even then, hitting your rate target would still be extremely challenging unless you were paying points up front, in which case it would probably make more sense to just try to put in a bigger down payment (or pay down the balance if refi) instead and get better terms naturally offered at the lower LTV.

It just lacks the opportunity for commute and restaurant scene.  

Hey guys,  Im thinking of shifting my traditional checking/saving account and mortgage to a manulife one account which my broker has suggested so I can be ready to pounce on a house and properly conduct the yellow letter direct marketing offering cash when they want it. 

TO put it in terms, I got to a point in sec8 where we'd come into a unit and say "Oh man REALLY, come on, can't it just be a dead body or something" lol. 

I just moved from Houston after living there for about a dozen years.