Completely updated both sides including, new furnaces, electrical plumbing, kitchens and baths.

Have them determine the useful life of the big ticket items like roof, furnace, ac, electrical and plumbing and use that to determine what you need in reserves and consequently what you can afford to offer on the house.You'll also want to look at the cash flow in case of additional vacancies keeping in mind what the vacancy rate is in your area.

Theres some massaging you can do with the down payments and the note from your dad to make the bank happy.

Fixing it up myself and hiring help as needed for things like septic and electric.

My electric bill is literally 10 times that.

I can do TLC so as long the house has gas electric water and a roof.Thank you.

They may/may not know the slightest things about plumbing or electrical, but they do know how those trades interact within the process.

Its in a rural town, good location, pads, streets in place, electric run.

Not only building the pool but maintaining the pool, paying for repairs & electricity, etc?

And while electric people say I have to rip the place apart, I see something else.