However, it demands strategic and cautious handling.The advantage lies in accessing capital without selling existing investments, but the risk involves putting your primary residence on the line if you can't meet the loan obligations.A HELOC should not be your primary choice, as it carries more risk than a traditional mortgage with higher interest rates.Considering your stable income and disciplined approach to investing, focus on saving for the down payment.

@Matthew Kwan I'm a Canadian international investor and there are so many better choices that Vancouver and Singapore would be some of the last places where I'd invest.

Atlanta and Baltimore are fine choices for fix and flip. 

Or give them the choice (you can get quotes for both) to pay for one or the other.

Yes, you are missing a lot unless your choice is between buying a home and living in a van by the river, in your parent's basement or under the overpass. 

They did video tours for me, and we narrowed down choices before I flew in to check the top contenders.

It's not the number of properties but choice of all cash for smaller property vs leverage for larger property. 

What's more, comparing the financial models of the two investment kinds in the region of your choice can help you choose which one best fits your financial and lifestyle goals.

The VA loan is an excellent choice.

This is the same math as the choice between Trad & Roth, the result is the same at a fixed tax rate - time is not really a factor.