I currently have a Discover as well as a secured Visa that are paid in full every month.

Who records the new lien holder with  the county?

You don't know what you don't know vis a vi out of state

Negotiating with the mortgage holder will likely be difficult, but possible.

They are receptive to the title holder and understand that they need to settle somewhere between 60 and 65% of the Fair Market Value. 

I'm wondering if anyone has come across the issue where the a property was purchased at the Sherriff's tax sale in texas and there was a first lien on the property in which the lien holder was not notified by the firm that handles the tax foreclosures for the county. 

Towel bar, toilet paper holder, ect) Electrical outlets plumbing Lighting Celling fan/ventFloors General outside of kitchen/bathroom Floors $3,500.00 Molding/trim (millwork cost included in section 12) Baseboards Electrical $7,800.00 Electrical panel Electrical outlets(grounding, circuit breakers) Electrical outlets placement Light fixtures / or celling fans Light switches Wiring Replace Light switches as needed Replace wiring as needed Plumbing (tentative) Old Galvanized pipes (outside of kitchen & Bath) – cooper Main water supply in take Sewer line8.

You asked about the legality, there are federal regulations that employers, sources of income, landlords, mortgage holders and debt holders provide applicants or their lenders with the information to applicants/lenders for insured mortgages.

It seemed to be a mixed bag of wholesalers, fix and flippers, very few buy and holders. 

:you are talking about surplus after foreclosure sale. my experience : 1st mortgage was 2K. opening bid 2K. after a little bit of going back and forth with local investors I grabbed it for 35K on auction. so there is  surplus of $X after deducting cost of publishing, attorney costs etc. what happens next. the surplus is deposited with crook county treasurer and everybody who was a lien holder has a shot at it. who gets paid in which order ?...