Peer to peer lending sites utilizing unsecured loans have familiarized people with unsecured lending.  

My thoughts are to have an investor that buys into the current equity ($200k / 2 = $100k buy-in) Home value is +/- $645k (++ golf cart and fully furnished) splitting the mortgage/utilities/upkeep expenses going forward (+/-$4700 / 2 = $2350 monthly) and split the use time of the home and all future profits 50/50.  

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provides support for the property tax appeals process.Additionally, it can help maximize renovations and improvements.A Cost Segregation study is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.

But I have used the MyFico site to improve my credit by myself, largely by paying attention to the utilization thresholds. 

Many lenders will even utilize proposed or STR income to qualify. 

Keep making careful decisions and utilizing resources such as BiggerPockets! 

The list is huge, but includes things like monetary risk, legal differences, government corruption risk, management risk, supply chain issues, insurance practices, utilities, tax differences, banking differences, etc. 

As one from a different position, I would keep the $300k in a high yield account and continue to shop for distressed properties in the same HCL areas and the utilize the $300k as a downpayment, rehab cost, etc for one deal.

. - Strict local regulations can also sometimes increase compliance-related maintenance costsCost-saving strategies I've seen help:- Preventative maintenance programs can help reduce overall costs obviously - Some investors report success with in-house maintenance teams for larger portfolios- Energy-efficient upgrades can help reduce utility costs in the long runYour specific costs will depend on factors like the age and condition of your properties, your management style, and the specific neighborhoods you're invested in, but hope this helps!

My father served in the Navy for 4 years - Can I do a joint loan with him and utilize the VA loan options?