On the face of it, the simple, relatively inexpensive security stuff doesn't seem particularly unreasonable, but add in extra locks and the yelling and it starts to get uncomfortable.  

This is also if you NEVER refinance the debt - which you will certainly do at some point, taking it to a more 'comfortable' 6-8% and freeing up thousands per year in interest payments - so your payoff will be much, much quicker, I imagine.Important - and perhaps uncomfortably direct - questions.

Do they perform routine inspections?

Having them routinely serviced, aside from filter changes, is not necessary.

That's an uncomfortable fact. 

@Steve Babiak I looked into a standard FHA 203K loan and the total financed loan would result in a monthly payment that makes a deal like this very uncomfortable for me (to say the least).

We;;, it's in direct competition with Cleveland Clinic, and Cleveland Clinic routinely makes the list of the top 5 medical systems in America.

- Regularly communicate with your contractors to stay updated on progress-- come up with a routine of having things done each week by a certain day

Yeah,They get to live indoors instead of having to sleep in a cardboard box on the sidewalk.They get the use of a furnace or other heating appliance rather than having to freeze to death, and many times an air conditioner so they don't have to be uncomfortable in the humidity and heat.They get to cook their meals on a stove vs a campfire.They get to not have to deal with rising property taxes, or maintenance on the home they live in.That and a lot more.All in return for a simple monthly payment smaller than many home owners pay to live in the same neighborhood.And many of the so-called "Poor" have this paid for them by the rest of the Americans who work and pay withholding taxes taken from their take home paychecks.Everyone needs a place to live, and in America this is how it's done, there are no 3rd world slums here.The so-called "Poor"  are not exploited by landlords.

If you feel uncomfortable installing it yourself, you can probably find someone on Taskrabbit to remove the old sink and put in the new one in less than two hours.