Here are a few lessons I learned during the renovation, many of which stemmed from the age of the house and unexpected hidden damages:1.Damaged Plumbing: Several plumbing pipes were ruptured or severely damaged, requiring replacement.2.Termite Infestation: I discovered termites, which led to additional costs for treatment and repairs.3.Rotted Wood: Significant sections of wood in the structure were rotted and had to be replaced.4.Lack of Insulation: There was no insulation in the att Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

The house, built in the early 1900s, was outdated and required major renovations.

The increase of the money supply in 2020 is quite simply the cause of the inflation we saw in 2021-2023.

Should you decide to shift your requirement focus the above suggestions would be a good place to start.

So I require skin in the game (average is 5% to 15%) to offset this.

Depending on what the issues are with the credit scores I might consider lowering my credit requirements.

Building back utilities can increase your income, but it requires careful planning and execution."

This would obviously require you partnering with an investor that you trust. 

California's SB 721, known as the Balcony Inspection Law, requires multifamily property owners to inspect exterior elevated elements (EEEs) like balconies and decks.

Exploring FHA loans makes sense for a low down payment, but keep in mind the competitive market may require some flexibility.