And that's the problem, as brokers we need to make a case on a list price based on comp sales. 

but in talking to local Credit Unions, it's not a problem as long as my credit score is still within thresholds.

My lender said that it shouldn’t be a problem as long as I can prove I am upgrading from my last property.

We had a similar problem a few years ago, except we had the business idea but didn't have the building.

Buyers are not my problem. As

We knew the duplex was a problem as soon as we saw it.

My Idea:  - Reason for buying a negative cash flowing duplex: Even though the property wouldn't be cash flowing positively, 1) I could still rent out the other side and have some of the mortgage paid for by a tenant and then rent out the other half when we move, 2) I could do renovations to try and increase rent (however, i still don't believe this will allow me to gain anything great in the cash flowing side since market rent rates really decide the rent prices), and 3) since the market is still going up, I could hope for appreciation and sell it when we move/ or maybe refinance (I don't like speculating though so the situation sucks in general) - Reason for buying a negative cash flowing SFR: I wouldn't be able to make rental income with this option until we moved after 4 years; however, this option offers 1) a higher chance for appreciation since the comps on average in Fort Collins have continued to increase at a decently rapid pace (I would use this appreciation and refi the deal, buying a cash flowing property in the future), and 2) I could do renovations to try and increase rent when we move; however this leads to the same problem as the duplex with market rent rates.In the end, I am a very motivated and hopeful real estate investor.

Just curious.JonOh no problem! A

Imagine though if the buyers were not a trustworthy family and if they happened upon the checkbooks, and no Realtor came over to check on the place... identity theft is a huge problem as we all know.

This is the problem as most foreign companies who sell US properties are not ethical.