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The insurance would not be valid for two reasons:1) the insured “individual” is no longer the owner2) the insurance was for an owner occupant, not a rentalMost people DO change the insurance to reflect the llc as owner and as a rental.

Vacasa doesn't operate like that, they don't allow the owner to do that. 

The presenter lost me when in the initial free seminar the speaker was talking about how it was easier to foreclose on an owner than to evict a tenant.

How about a lease w/option to purchase structure or a straight owner financed sell to you?  

Quote from @Donald Hatter: Pros:- Builders have many homes to sell at one time so it is easier to negotiate a better deal than with a home owner in the same neighborhood who is trying to sell their primary residence - Buyers bust out of deals all the time and builders don't like holding completed homes- Lower maintenance which leads to easier property management expenses.  

Also the Adelson family of Las Vegas Sands fame have purchased a couple of big parcels with hopes to build a giant casino/convention resort perhaps anchored by the arena for the Mavericks for which they also just purchased majority ownership from Mark Cuban. 

I found the home as a for sale by owner by owner and it had a four car garage in a great location with a large lot.

However, every company I find either doesn't insure non-owner occupied units or is extremely expensive.

The rules on multi-family owner occupied recently changed allowing you to put down as little as 3.5% on up to 4 units.