I expect that we will experience another period of extremely low interest rates due to Govt intervention in economic crisis to prop rates. 

With your background as a physician, you’re in a strong position to get into long-term rentals and even the storage space, both of which offer steady income and relatively low maintenance.

I know that the likelihood of a confrontational tenant seeking us out is low, though this doesn’t mean that I or others should not look for as many avenues as possible to avoid such problems if that is our preference.  

However, I do have a low credit score.

I like Stockton, as the prices are low but appreciation is bad.

You can take advantage of first-time homebuyer programs or low down payment options since you’ll be living in the property.Exit strategy.

Best wishes“Low interest” = subsidy.

If the score is too low, does anyone have the proper wording to tell the applicant that we can proceed further due to this?

Instead I get these kinds of questions:"Why are the rents so low?'"

From a residential sales perspective, I think it will go up by virtue of life events (family formation, etc.) but it will be a wash.Those that locked in a high 5% to low 6% interest rate in 2022 will now be gearing up to move because they aren't locked into their rates like those in the sub 4%.