It takes many years of work and experience to become a well known listing agent of choice at scale (and continued good execution to maintain it).

Most SMLLCs are basic but syndicates, funds and larger businesses have complexity

I am not in the red or anything overall, just have a few payments all over the place so was just trying to put them under one umbrella instead to make a larger payment instead of 4 different ones. 

Although my income is great for my first job out of college, I've talked to a couple lenders in Salt Lake City and got the feeling my salary (~85k) will not be enough without bringing a larger (~20%) downpayment.

The end goal is to have a larger multifamily in an LLC name.

These loans are often found primarily in larger commercial real estate and is a very specific loan product. 

A key improvement was removing a wall to create a larger, open space, significantly boosting its rental potential.

It wouldn’t make sense for someone to say, “well this is the best choice I can make in the moment so I’m gonna make this other one instead”.

For tax purposes, you are better off if you do NOT exceed the larger ofa. 14 days of personal use per yearb. 10% of the days it is rented as an STR (example: if it's rented for 300 days, you have 30 days of personal use before you lose tax benefits) 

FYI - I checked with my insurers about increasing the coverage values, and I was told by the agent that is the value their construction cost algorithm shows and, while my choice, I would overinsure by paying for more coverage.On the surface, it's great insurance - more coverage for less premium.