Hope things are going well.I feel we are at an inflection point in lending.

Feel free to message me if you have additional questions.  

Pricing has changed but J Scott's one of the smartest guys around and is one of the books I always feel comfortable recommending.

I feel like rates will come down over the next 6 months or so.Unless you find a screaming deal that you just can't pass up, then bide your time.

It just feels like I’ve been making a lot of short term sacrifices for long term gains and I have to be really diligent with money management. or I could also just try to borrow money for the renovation, and pay off the line of credit over time, but I feel like that really would limit me and if the stock market(my collateral) went down I could also see some trouble. 

Rogers Park is more for older families I feel like, and for me being in my 20s, I'd like to be a bit closer to the action.But overall, I'm happy with my place, and I like my neighborhood.

We have lots of interest and showings, so we feel our rental rate is right at market.

While it can feel like a hassle, these inspections help prevent bigger (and costlier) problems down the line.

Feel free to reach out if you need any guidance or have questions about property management specifics!

Feel free to reach out any time.