@Paul Bogard going to assume you are buying this proeprty to live in while you "house hack".First, you should understand +95% of real estate agents ONLY know how to sell owner-occupied properties and are almost useless for investors:(Find an agent that has rental properties themself or can PROVE they've got successful repeat investor clients.Secondly, you can greatly improve your cashflow by renting out your other bedrooms.

Buying quality assets with a larger amount down, making improvements, and paying off debt could get you there relatively quickly. 

It's challenging to distinguish between genuine advice and potential scams in the vast sea of information available online.

If I were to go this route I would clearly identify each of these risks individually, understand how the Govt would potentially challenge each of them and then assess in your particular fact pattern how you would effectively rebut a challenge to each. 

If you're challenged for space, get a stackable....

If your DSCR has improved or market rates have dropped, refinancing might secure you better terms and improve cash flow.

If it is very rural having contractors and completing on time and accurate numbers can be challenging.

@Elliot B.I doubt a energy meter based on airflow, heat - etc - of any variety - would hold up if challenged in a court of law - 

Challenges?

I’m seeking advice on how to handle a challenging situation with noisy upstairs neighbors in an upscale Miami apartment community.