Federal rules state a payoff demand must be supplied within 7 days of legitimate request (unless state rule is more restrictive) so, again, chances are slim to none that you can put a deal together that quickly and even if you could, would have to be an all cash deal with authorized parties (Daughter as documented legitimate successor in interest).

Technically by federal law the lender has to give you a full pay off amount, as you are a successor in interest.  

Account Closed, as federal law enforcement my retirement will be hefty and that is not going anywhere.

There are local association, state and federal and insurance often over $1500 on top.

Both BankNewport and Freedom National are portfolio lenders so don't need to conform to the federal agencies, i.e. their underwriting standards are not as strict.

Many banks will shut down accounts if/when they realize you're accepting payments from a dispensary because it isn't legalized at a federal level, and banks adhere to federal regulations.

Mortgage fraud punishable by up to 30 years in Federal prison and $1M in fines.

There is no capital gains tax for the sale of that property, not federal anyway.....heirs get a “stepped up” basis, as if they bought the property for market value. 

Hacks of OPM databases compromised 22.1 million people, federal authorities sayTwo major breaches last year of U.S. government databases holding personnel records and security-clearance files exposed sensitive information about at least 22.1 million people, including not only federal employees and contractors but their families and friends, U.S.

Value has dropped about 30% since the purchase, but it was a perfect home for us in a fun area of Baltimore City (Federal Hill) in our mid-20s.